04/03/2009
Enhancements, language changes coming for Innova®, Engage®, ActivateSM and HSA Healthplan 2.0SM
This year we will implement a number of product enhancements to Regence Innova®, Regence Engage® and Regence ActivateSM.
The following benefits will be available July 1, 2009:
Innova
- Addition of a $3,000 deductible option
Engage
- Addition of a $3,000 deductible option
Activate
- Now all members will enjoy the benefit of rolling over their Member Choice Account funds from year to year, up to their deductible amount. They will no longer have to meet any participation thresholds in order to keep their earned funds. This change will enable members to get the most value out of their healthy choices by giving them the freedom to use their funds now or save them for future use.
- Enhanced communications will keep members engaged through an interactive demonstration of the MCA, worksite reminder posters and emails, and myRegence.com reminders about logging on and earning funds.
In addition to new benefit options, we will make language clarifications to the products listed above and Regence HSA Healthplan 2.0SM effective July 1, 2009. Renewing groups will receive with their renewal packet a Summary of Changes outlining the new language. Please note, the Summary of Changes document applies only to groups enrolled on Innova, Engage, Activate or HSA Healthplan 2.0 products.
Regence health plans: healthy living encouraged
Our suite of health-focused plans motivates members to pursue healthier lifestyles. These products also empower members to become more engaged in their health care and get the most possible value from their Regence membership.
Regence Innova provides robust coverage with up-front benefits, including:
- An unlimited office visit option
- $400 in outpatient radiology and lab per member each year
Regence Engage simplifies coverage with a single coinsurance level that applies to all categories of providers, including physicians, hospitals, labs and clinics.
Regence HSA Healthplan 2.0 provides a comprehensive medical plan and a tax-free health savings account all rolled into one.
Regence Activate combines a simple health plan design with an online account where members can earn up to $600 each year for making healthy choices.
- The Member Choice Account provides pre-deductible benefits with the flexibility to use funds toward any covered expense
- Funds roll over each year, up to the deductible amount, so members can choose to spend now or save for the future
- Members activate their account, track activities, and use the funds to pay their doctors online-all through myRegence.com
- Each member of the family gets an account, so the savings really add up!
Tools for wellness
Each of these plans connects members with a broad range of resources, tools and services that provide support and encourage wellness.
- Embedded wellness programs
- Regence Health CoachSM
- Special Beginnings® pregnancy support program
- CareEnhance® 24-hour nurse line
- myRegence.com's Web-based benefit information and health community, where members can find all their health and benefit information in one place
For questions or additional information on plan changes, language clarifications, or plan options, please talk to your Regence Sales contact.
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