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Self-Managed Plans
Choosing the Right Plan
Use this table for a quick comparison of plans. For more information about each plan, click on the plan name.

Plan Choose this plan if... Plan Highlights
ActivateSM
New!		 You want a plan that rewards employees for healthy living by letting them earn up to $600 annually to use toward their deductible and coinsurance.
  		• Web-based activities can financially reward members for taking an active role in their health.
  		• Lifestyle choices directly impact members' health and wallets.
  		• Personalized wellness programs encourage and reward members for reaching their health goals.
    InnovaSM
    Now for all group sizes!    		 You want a plan that provides up-front coverage, personalized wellness programs and tools and resources to make informed choices.
  		• Up-front coverage - for immediate access to care.
  		• Personalized wellness programs - encourage and reward members for reaching their health goals.
  		• MyDecisionSM features - give your employees the choices they want and the tools they need to manage their health.
    EngageSM
    Now for all group sizes!    		 You want a plan that provides a single coinsurance level, personalized wellness programs and tools and resources to make informed choices.
  		• Single coinsurance level - for all providers, virtually every type of care.
  		• Personalized wellness programs - encourage and reward members for reaching their health goals.
  		• MyDecisionSM features - give your employees the choices they want and the tools they need to manage their health.
    Regence HSA Healthplan You want more affordable health coverage that gives employees control over how they spend their health-care dollars. The Regence HSA Healthplan pairs a high-deductible health plan with a bank account where employers and consumers can set aside pre-tax funds for qualified medical expenses. These funds can accumulate interest and roll over at the end of the year.
  		• Control - The funds in the savings account belong to the employee, giving them control over how their health-care dollars are spent.
  		• Investment - Allows your employees to invest and earn interest tax-free. If they don’t use their funds right away, they will be available for future expenses.
  		• Savings - Allows you to offer more affordable coverage with rate savings, while still giving employees a health plan that has up-front preventive coverage and no copays.
    FourFrontSM You want an affordable plan that provides up-front preventive care services. This plan uses the broad PPO network of providers, allowing access to specialists without obtaining a referral.
  		• Affordability - FourFront can save you up to 10 to 15% in annual rates over comparable coverage.
  		• Comprehensive Medical Coverage - Up-front preventive coverage, a broad provider network, no referral requirement, and catastrophic protection.
  		• Innovative Design - Four office calls per family member per year (in network), not subject to a deductible at 100% coverage (after a $15 copay).
    PPO (Preferred Plan) Your employees want choice. This plan allows members to see PPO and Participating providers both inside and outside the Regence BlueShield network and gives them the freedom to see specialists without obtaining a referral. With the PPO Plan, members make the decisions on how to spend their health-care dollars.
  		• Large Provider Network - This offers members a wide selection of service providers.
  		• Freedom of Self-Referral - Access to specialists without having to go through a primary care physician.
  		• Global Access to Care - Access to a network of preferred and participating doctors and hospitals throughout the United States and in more than 200 countries.
  		• Choice of Benefit Options - Allows you to create a plan that meets the needs of your employees and your budget.
    Selections® Your employees want good value, like having their referrals coordinated by their primary care provider, but want the flexibility to go outside the Selections network.
  		• Maximum Savings - Your employees receive maximum savings when care is coordinated through their Personal Care Provider (PCP) and referrals are to a Selections specialist.
  		• Broad Choice for Personal Care Provider - Members can select their PCP from an extensive list of providers such as general practitioners, family practitioners, pediatricians, internal medicine physicians, ARNPs, and naturopaths.
  		• Option to Self-Refer - Members can self-refer to approved providers for smoking cessation, covered chiropractic services, and covered women’s health-care services.
  		• Several Plan Variations - we offer plans with different copays and coinsurance levels.
    Traditional

    You want the plan that gives your employees the most flexibility. With the traditional plan, members have the freedom to choose from our largest provider network.
  		• Freedom of Choice - Members may visit the doctor or hospital of their choice within our broadest provider network.
  		• Access to Care - This plan has wide rural access.
  		• Self-Referral - Members have access to specialists without having to go through a primary care physician.

     

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